Hallmark Home Mortgage Mitigates Rising Origination Costs with Candor LES
Candor • February 27, 2023
The mortgage marketplace is more competitive than ever. Simply maintaining the status quo and shifting strategy as the market rises and falls is not sustainable for mortgage lenders. Now is the perfect time to explore new ways to improve and reinvent the loan manufacturing process.
Hallmark Home Mortgage recognized this urgent need to do something different. That’s why the company ultimately decided to invest in new technology from Candor Technology, Inc.
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When we talk at Candor about the potential benefits to lenders of employing a machine-based approach to loan underwriting, people often assume that the agenda is to eliminate people. In fact, the people engaged in loan underwriting are often among the most valuable and capable individuals in the enterprise, one reason why they are often redeployed into risk management and distressed servicing roles when volumes fall and defaults rise.
