Benefits By Role

- CASE STUDY -

Stay ahead of the competition with Candor's fully underwritten conditional approval without waiting in the underwriting queue. Unlike AUS pass-throughs, Candor generates dynamic conditions based on the submitted URLA, credit report, AUS, income, and asset documents. Candor speeds up the loan process and gives loan officers more ownership over their files.


  • Pinpoint 1003 discrepancies immediately (i.e., 24-month employment history) 
  • Provide a required document overview for faster requests 
  • Boost same-day loan approval rate and number of pull-throughs and referrals
  • Strengthen borrower commitment to prevent rate shopping
The word candor is written in black and blue on a white background.

Don’t be a casualty of the shifting mortgage market. With Candor, you can build an infrastructure that’s immune to margin, capacity and staffing challenges.

Book A Demo Now!

Processors

“Candor empowers processors by allowing them to clear conditions themselves without waiting in the underwriting queue. Processors gain more confidence in receiving final approval upon loan submission.


  • Eliminate communication bottlenecks by reducing document requests after each review
  • Accelerate turn times and increase loan pipeline
  • Clear conditions with an unlimited number of runs
  • Gain more control over files
  • Retain borrower happiness and confidence


Underwriters


Minimize the workload per file and decrease loan risk. All Candor-owned conditions cleared by Candor are backed by warranty, alleviating liability from the underwriter.



  • Lessen load for manual conditions clearing
  • Achieve record efficiency with less time spent per condition to touch more files per day
  • Perform income calculations
  • Decrease risk of repurchase
Book A Demo Today!

Candor Client Feedback

  • Purchase cycle time reduction from 32 to 20 business days.

  • Refi cycle time reduction from 24 to 12 business days.

  • Investor purchase from 8 to 4 business days.

  • Increase UW productivity by 200%.
Share by: