Enabling a
One Underwriter Touch Loan
Improve Pull Through. Reduce Cycle Time.

Underwrites since August 2020:


"Candor is the real deal: an initial underwrite, income & credit calculations, OCR, plus Candor issues and clears conditions. It’s a no brainer decision."

- Vinay Miglani, SVP, FBC Mortgage

NMLS# 152859

Eliminate credit & repurchase risk. Optimize workforce. Compress timelines.

Candor Automates Thinking.

You hire seasoned people for their ability to think through complex problems in real time.

When you automate intellect you create the velocity required to acheive true scale.

That's why a C-Suite executive of a Top 5 lender described Candor as the “Holy Grail of mortgage technology.”

The highest quality loan, every single time. Backed by a defect policy. You can be in production in 30 days.

Dynamic & Adaptive Underwriting

CogniTech™ Knowledge Engineering Technology makes Candor dynamically adaptive.

Candor conducts thousands of data cross checks to validate and corroborate 1003, third party & OCR data.

This ensures underwriting accuracy and integrity.

Along the way, Candor issues conditions, and automatically clears 38% before making a decision to lend.

Underwriting quality is backed by a defect policy.

Candor is accessed in the LOS, and underwrites with one click.

Seamless workflow integration. Extensive system training is not required.

Learn more about Candor.