[BR] Benefits by Role
Value for every seat.
Stay ahead of the competition with Candor’s fully underwritten conditional approval — without waiting in the underwriting queue. Unlike AUS pass-throughs, Candor generates dynamic conditions based on the submitted URLA, credit report, AUS, income, and asset documents, speeding up the loan process and giving everyone more ownership over their files.
Loan Officer
Speed up the loan process and gain more ownership over your files.
- Pinpoint 1003 discrepancies immediately (e.g., 24-month employment history)
- Provide a required-document overview for faster requests
- Boost same-day approval rate and number of pull-throughs and referrals
- Strengthen borrower commitment to prevent rate shopping
Processor
Candor empowers processors to clear conditions themselves without waiting in the underwriting queue, gaining confidence in final approval upon submission.
- Eliminate communication bottlenecks and repeat doc requests
- Accelerate turn times and increase loan pipeline
- Clear conditions with an unlimited number of runs
- Gain more control over files and retain borrower happiness
Underwriter
Minimize workload per file and decrease loan risk. All Candor-owned conditions cleared by Candor are backed by warranty, alleviating liability from the underwriter.
- Lessen the load of manual condition clearing
- Touch more files per day with less time per condition
- Perform income calculations automatically
- Decrease risk of repurchase
[01] Client Feedback
What clients report.
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See it for your team.
Don’t be a casualty of the shifting mortgage market — build an infrastructure that’s immune to margin, capacity and staffing challenges.